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your driving is on record. here's who has it, and how to get your copy.

your car records how you drive. your carmaker collects where you go. carmakers have sold driving data to the companies insurers buy reports from. toll roads log every pass, plate cameras log your plate, and your phone keeps its own map of your trips. it exists. you're allowed to see most of it.

your car's black box

what: an event data recorder. it saves the seconds around a crash or hard stop: speed, braking, throttle, seat belts.
who has it: it's in about 96% of new cars.
whose it is: yours. the federal driver privacy act of 2015 says the data belongs to the car's owner or lessee, and others need your ok to pull it, outside a few cases like a court order.
how to get it: a dealer or a crash-data technician reads it with a special tool. ask before a repair shop or insurer pulls it, and get a copy if they do.

your carmaker

what: if your car has a connected app or service, the carmaker can collect where it goes and how it's driven: trips, speed, hard braking, late-night driving.
it's been sold: in january 2026 the federal trade commission finalized an order against general motors over selling drivers' location and driving data without clear consent. gm is banned from giving it to consumer reporting companies for five years.
how to get it: find "privacy request" or "your privacy choices" on the carmaker's site or app. ask for a copy, who they shared it with, and to stop. this letter does it:

built on your phone. nothing you type here is sent to us.

the reports insurers buy

insurers check consumer reports when they quote you. people who asked for theirs have found trip-by-trip driving data inside: hard braking, speeding events, miles, the vin. under the fair credit reporting act, you get a free copy once every 12 months, and again if an insurer turns you down or charges more because of one.

lexisnexis: ask for your full consumer disclosure report. have your past addresses and your driver's license number ready. it comes by mail and can run long.
verisk: took driving data from gm, honda and hyundai until spring 2024. you can still ask what it has. the name on the form has to match the car's owner.

lexisnexis request verisk form (pdf)

your insurer's driving app

"safe driver" apps and plug-ins record every trip they see. the app shows your trips and scores. ask your insurer in writing for the full record they keep, and whether it changed your rate.

toll roads

every toll is a time-stamped record of your car at a place. on sunpass, log in, open activity for recent tolls and statements for monthly records, free. toll-by-plate bills are records too.

sunpass.com

plate cameras

license plate cameras log cars that pass them. in florida, an agency may release the reads of your own plate to you. that's what clocked files for you, free, for up to four agencies anywhere we file in florida.

ask for your plate reads

the car's screen

when your phone connects to a car, the car's screen can keep your contacts, call history, texts and the places you navigated. that stays with the car after you sell it, trade it in or return a rental. before you hand over the keys, delete your phone from the car and reset the screen to factory settings.

your phone

your phone keeps its own record of where you've been.

iphone: settings, privacy & security, location services, system services, significant locations.
google maps: your profile picture, then "your timeline."

you can review it, turn it off, or delete it there.

if something's wrong

if a consumer report shows trips you didn't take or a car you don't own, the fair credit reporting act lets you dispute it with the company that made it, and they have to look into it. this page is general information, not legal advice. we're not lawyers.

want us to file these for you?

we're building it: we send the requests and track the answers, the way clocked does for plate cameras. tell us and you'll be first.

i'd want that