The three things to know
Yearly city registration, opening Jan 1: $500 up to 2,499 sq ft, $600 to 4,999, $700 for 5,000 and up (city FAQ), late fees after March 31. You need a city and county business tax receipt, your DBPR license and state tax number. Short stays are allowed only in listed zones. Condos register under a separate article.
Outside, before any guest stays: an 18-by-18-inch sign readable from the street (not in it) with the local responsible party's name and 24/7 phone (and the rental phone if different), the guest limit, the most parking, and the city's yearly decal in the top right corner.
6% Okaloosa County tourist tax, filed with the county Clerk of Court, which says it is "NOT contracted with ANY platform," so you collect and file it. Plus 6% Florida sales tax and Okaloosa's 1% surtax.
Print the door notice
This lays out the outside sign from City Code sec. 13-114. The city wants it 18 by 18 inches, so print this as your proof and have a sign shop make it that size, leaving the top right corner clear for the city's yearly decal.
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Short-term rental
Sign required by City of Destin Code sec. 13-114.
Prints a letter-size proof. Have the sign made 18 by 18 inches, placed on the property so it reads from the street (never in the right-of-way), with the city decal in the top right corner.
What the rules say
Who registers, and what it costs
"unlawful ... to allow another person to occupy any single-family detached dwelling unit as a seasonal resident ... unless ... registered"Sec. 13-105
- Single-family includes townhomes, duplexes and triplexes. Condos register under article VI(A).
- Fees are set by resolution (sec. 13-110); the city's FAQ lists $500 up to 2,499 sq ft, $600 for 2,500 to 4,999, $700 for 5,000 and up. Registration opens Jan 1; late fees after March 31 and June 1.
- Every year, through the city's online portal. Registration doesn't transfer.
- Zones: the city lists BRMU, CBR, CMU, GRMU, HIMU, NHMU, ROI-TD, SHMU, CBN, LDR-HI, MDR-HI and HDR-HI.
- Turning a long-term or owner-occupied home into a short-term rental needs a $2,000 change-of-use application and an interior housing inspection first.
The sign out front
"Prior to the owner of the single-family dwelling unit allowing another person to occupy the single-family dwelling unit as a seasonal resident, owner shall post a sign on the property"Sec. 13-114
- Readable from the public right-of-way, but not placed in it.
- 18 by 18 inches.
- The local responsible party's name and 24/7 emergency phone; the rental phone too if it's different.
- The occupancy limit and maximum parking.
- Up the whole time the registration or business tax is current.
- The current city decal in the top right corner, provided at registration.
"No guest may stay in the residence until the sign is erected" (sec. 13-108(4)). The city's FAQ: post within 7 days of registering, no rider signs, not in windows, on trees or on fences. These sign rules override HOA rules (sec. 13-115).
Responsible party, guests and ads
- Responsible party: within 30 miles, "available with authority to address and correct violations... twenty-four (24) hours a day, seven days a week," and tells guests the noise, parking, garbage and common-area rules before they arrive (sec. 13-108).
- Guests (sec. 13-117): the lesser of 2 per bedroom plus 4, or 24; from 10 p.m. to 7 a.m. no more than the overnight limit. Verify the count within 36 hours of arrival.
- Ads state the occupancy limit and maximum parking (sec. 13-117(d)).
- Rental agreement states the guest and vehicle limits and that guests evacuate on any official order.
- After-hours noise complaints go to the Sheriff, 850-651-7400.
Taxes
- Okaloosa County tourist development tax, 6%, collected by the Okaloosa County Clerk of Court since 2022. The Clerk: "Okaloosa County is NOT contracted with ANY platform ... it is your responsibility to collect & remit." File monthly, zero returns too.
- Florida sales tax 6% plus Okaloosa's 1% surtax to the Department of Revenue.
House rules go in your listing
For bookings made from Nov 20 2026, Airbnb wants every house rule in the listing itself; signs in the house can only repeat them. This notice only carries what Destin requires, so it adds no new rules. Put quiet hours, parking and the rest in your listing first.
Official sources, read Nov 11 2026
- City of Destin: short-term rental FAQ
- City Code ch. 13, art. VI (code library)
- City Code sec. 13-114 (code library)
- STR change of use (PDF)
- City Code Compliance
- Okaloosa County: short-term rentals
- Okaloosa Clerk: tourist development tax FAQ
- Florida statewide rules (our page)
Plain-words summary, not legal advice. Rules and fees change, and the official page always wins. Checked Nov 11 2026.
Help us get it right
Host in Destin? If a rule, fee or form here has changed, or we missed something, tell us. We check every note against the official source before we change a page, and we put the new checked date on it.
More free tools for hosts
- Guest guidebook: a fridge QR that opens your house notes plus live local info.
- Next Guest: a new door code for every guest, set up once.
- Checkout list check: fix your list for Airbnb's Nov 20 chore rule.
- Cleaner turnover text: one message per guest, ready to send.
- Door code times for Vrbo and Booking.com guests.
- Staff code list: cleaner and owner codes, printable.
- Restock list: count it, get the shopping list.
- Wi-Fi QR card: guests point the camera and they're online.
All free, no account. What you type stays on your phone.